Please note: Charges mentioned in the below table are just for the example, Bank need to provide all the charges as per Bank policy.
|Sr. No||Fees / Charges||Amount||Remarks|
|1||Annual fees (p.a.)||Rs. 100 /- Card + Service Tax||Fee applicable to all card holders for yearly card maintenance fees|
|2||Additional card (p.a.)||Rs. 100/ Card + Service Tax||Fee applicable, if card is to be issued to account holders other than primary holder. For this bank needs to give confirmation for enabling the joint card functionality.|
|3||Card Replacement Fees||Rs. 100/- card + Service Tax||If a customer lost his/ her card and request for another card.|
|4||Rupay debit card tariff charges:|
|Transaction free of charges as per RBI||First 5 transaction (including Financial + Non-Financial)||As per NPCI guidelines for a month at list five (5) free transactions needs to be given to the account holder.|
|a) Financial (Cash Withdrawal)||Rs. 17/- Transaction+ Service Tax||Fee applicable from any 6th financial transaction onwards performed on other banks ATM|
|b) Non- Financial (Balance Enquiry, Mini Statement, Pin Change)||Rs. 6/- transaction + Service Tax||Fee applicable from any 6th non-financial transaction onwards performed on other banks ATM|
|5||Daily withdrawal Limit||Rs.25000 /- Card|
|6||Daily Purchase Limit*||Rs. 50000 /- Card||*When enabled|
|7||Cash at Pos||Facility not required.||For this bank has to take permission from RBI. If bank does not want to enable this facility please mention accordingly.|
|8||PIN Replacement charges||Rs. 50/- Pin + Taxes||Fee applicable, If a customer lost / forgets his/ her card and request for another PIN|
*Please note: As per NPCI information, bank cannot charge a customer for RuPay Debit Card usage on other banks ATM more than Rs. 20/ financial Transaction and Rs. 12 / Non-financial transaction including Taxes.